Mobile Legends Credit Score 2026 — How to Check, Raise It & Why It Affects Account Value

BLUF: Mobile Legends Credit Score is a behavior rating that starts at 100 (the reward ceiling is usually 110). It gates mode access: below 90, Ranked is locked. The score drops from AFK, feeding, early surrender, and verified reports; it recovers at +1 per match (below 100) with a DAILY restoration cap (not weekly). For buying/selling accounts: a high score means a clean, unrestricted account that can play Ranked immediately — a real quality signal.

Note: Moonton has no official page detailing these numbers; the values below are per in-game information (community-documented, consistent across sources as of 2026). Scores can change between patches — check your own Credit Score screen as the final reference.

How to Check Your MLBB Credit Score

Tap your profile/avatar in the top-left of the lobby → open the Battlefield section → Credit Score. There you'll see your current score, its history, and your Violation Rate.

What Lowers Your Credit Score? (Penalty Table)

*(Some Indonesian sources mention "muted for toxicity = −2" — this is community-reported and not in the main list; treat it as an add-on, not confirmed.)*

How to Raise Your Credit Score (+ Daily Cap)

Recovery is daily, not weekly:

• ●Below 100: +1 for your first daily login, and +1 per completed match (win or lose).
• ●At/above 100: +1 for every 7 matches completed.
• ●Does NOT work in VS A.I. mode — it must be Classic/Brawl/Ranked, etc.

The per-day restoration cap depends on your Violation Rate (calculated from your last ~100 Ranked matches):

So the cleaner your history, the faster your score recovers. Playing consistently and avoiding AFK is the quickest route back to 100+.

Thresholds: What Score Lets You Play Ranked?

Bottom line: below 90, you can't play Ranked. Your weekly Battle Point reward also scales with the score (roughly 4,500 at a low score → 8,500 BP/week at 110+).

Why Credit Score Matters When Buying/Selling an Account

This is an under-discussed but real angle for the account market. An account with a high credit score (90+) signals three things to a buyer:

1. 1No restrictions — it can play Ranked/Draft Pick immediately, the modes buyers actually want.
2. 2Clean history — no recent AFK/reports/bans, so lower risk of pending penalties.
3. 3Intact BP rewards — the weekly reward tier isn't downgraded.

An account stuck below 90 is effectively "Ranked-locked" until it recovers — a concrete defect a seller can show in-profile (Profile → Battlefield → Credit Score). When buying, ask the seller for a screenshot of the Credit Score screen as proof. Want to check an account before buying? Use the ZenVan ML account checker, and read how to buy an ML account safely.

FAQ: Mobile Legends Credit Score 2026

What does MLBB Credit Score start at?

At 100. The reward ceiling is usually 110. It drops from violations (AFK, feeding, reports) and rises again by playing matches.

What score do I need to play Ranked?

At least 90. Below 90, Ranked is locked and you can only play Classic/Brawl/Arcade (or VS A.I./Custom if below 60).

How do I raise my credit score fast?

Complete matches (win or lose) in normal modes — +1 per match below 100 — and avoid AFK/reports. Recovery is capped per day by your Violation Rate (≤1% = 12/day, ≤3% = 6/day, ≥4% = 3/day). VS A.I. doesn't add to your score.

Why is my credit score not increasing?

You've likely hit your daily recovery cap (set by your Violation Rate), or you're playing VS A.I., which doesn't raise the score. Wait for the next day and play normal modes.

Does credit score affect an account's price?

Yes, indirectly. A high-score account can play Ranked immediately, has a clean history, and keeps full BP rewards, so it's more desirable. An account below 90 is "Ranked-locked" until recovered, which lowers its appeal.

Data sources: Per in-game information, community-documented (Fandom) + cross-checks from GamingOnPhone, Codashop, sportsdunia (Jan 2026). There is no official Moonton page for these numbers — verify on your own Credit Score screen. Spotted an error? WA admin.

Read also: ML Account Checker · How to Buy an ML Account Safely · ML Account Price Guide 2026.